Ally

Mortgage

發佈時間: 2022/06/29

Mortgage

香港樓價極貴,不少打工仔都是為層樓打工,每月為償還按揭(mortgage)貸款而努力工作。預計今年還會繼續加息,打工仔的供樓壓力將會更大。

大部分香港人買樓都需要做按揭。「按揭」的英文是mortgage,「向銀行借錢買樓」,英文可以說take out a mortgage。例句︰If your deposit is worth 30% of the purchase price, then you will need to take out a mortgage for the remaining 70%.(如果你的存款是樓價的30%,那麼你需要為剩餘的70%做按揭。)

We took out a 30-year mortgage to buy the flat.(我們做了30年樓按。)

「償還按揭」則可以說pay a mortgage或者repay a mortgage。例如︰I can't lose my job. Otherwise, I won't be able to pay the mortgage.(我不能失業。否則,我將無法償還按揭。)

如果已經償還了所有按揭,可以說pay off a mortgage。例如︰We will finally pay off the mortgage next year.(明年我們終於可以還清房貸了。)

They paid off their mortgage three years early.(他們提前3年還清了按揭。)

(本欄逢周三、五刊登)

撰文: Ally Dean's List級英文老師
欄名: WordDiscovery